Grow your business with smart commercial lending
Tailored lending solutions for property, business acquisitions and development.
Tailored flexible finance for business, property, and development
Whether you’re purchasing commercial property, developing a site, or expanding your business premises, we provide flexible lending solutions beyond standard residential loans.
Commercial lending that works for you
Our specialist advisers understand the complexities of business, property, and development finance, helping you secure the right structure to achieve your goals. We start by assessing your business plan or project to align the lending strategy with your objectives. From commercial property and bridge finance to development and mezzanine loans, we explore a full range of options to find the best fit.
We then structure terms that suit your cash flow, exit plan, and growth strategy, managing the entire process – from liaising with lenders and specialists to handling documentation and settlement – so you can stay focused on your project’s success.
Why choose Home Loan Factory for commercial lending?
Specialist advisers with experience in commercial and property development finance
Access to a broader panel of commercial lenders and non‑standard financing
Transparent, strategic advice tailored to your business goals – not just rate‑shopping
Commitment to delivering outcomes you understand and can execute with confidence
What’s required for commercial lending approval?
Lenders will look at business revenue/profit, asset value, project feasibility, and equity – we prepare you upfront.
Can I use equity from residential property in commercial deals?
Often yes – we’ll explore strategies that suit your situation.
What are typical terms for development or commercial loans?
They vary widely based on project, security, and risk; we’ll explain the options.
Is commercial lending more expensive than residential?
Typically yes – due to higher risk and complexity, but with the right structure you can achieve strong returns.
Helpful resources for commercial lending
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