Unlock your financial freedom through property investment
Grow your wealth with advisers who are also experienced property investors.
Let’s find out if you’re ready to buy your first investment property
Curious about deposit requirements, tax structure or cash‑flow modeling? We’ve got you covered.
We’ll show you how to earn passive income using equity in your home.
Smart investment lending made clear
We help you create a clear and achievable portfolio growth plan while keeping you out of the one-bank trap by exploring multiple lenders.
Working closely with your accountant, we ensure your investment is structured in the most efficient way possible. From loan approvals and structure to tax implications and future-proofing your portfolio, we guide you through every step to set you up for long-term success.
Why choose Home Loan Factory for property investment?
Independent advice across the full lending market – no bias towards one bank.
We provide the tools and resources you need to become a successful property investor.
Over 450 five‑star Google reviews from clients right across NZ.
Experienced advisers and property investors themselves.
How much deposit do I need to purchase an investment property?
You can start from 10% deposit only.
What can I use as deposit for my investment property?
Equity in your existing home, gifting from family, your savings.
How do I find a good investment property?
We provide in‑depth guidance and help build your expert property investment team.
Is now a good time to buy?
There’s never a “perfect” time – it’s about the numbers making sense. We’ll help you determine that.
Helpful resources for property investors
