

Home Loans made easy - expert advice, zero fees.
Your independent Wellington‑based mortgage advice team, here to simplify lending and put you in the best possible position.
We can help across every stage of property and asset finance
First Home Buyers
Expert guidance from deposit to keys – and beyond.
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Property Investors
Strategic advice and structure to grow your investment portfolio.
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Refinancing
Unlock better rates, access equity, cash‑back and smarter terms.
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Refixing
Refix your current loan confidently and on your terms.
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Asset Finance
From equipment to vehicles – finance your business or asset with clarity.
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Commercial Lending
Tailored lending solutions for businesses, developments and commercial property.
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You deserve pro‑active, independent advice
We act solely for you – not the bank. Our team is focused on making complex lending simple, transparent and personalised.
With decades of experience, we guide you through every step and ensure your best interests always come first.
No fees if you meet standard lending criteria.
Access to all major NZ lenders.
Quick pre‑approvals to get you moving.
Wellington based and proudly independent.
It's our people that make the difference
Our advisers bring real‑world experience, a proven track record and a friendly, straightforward approach.
We’re committed to you and your financial goals.

Did we mention our advice is free?
Our zero‑fee model means you pay no adviser fees if you meet standard lending criteria. That means you get expert service, full transparency and no unexpected costs.
We’re paid by the lender, not you – so our advice is aligned with your best outcome.




